Personal Lines
Home Insurance
Universal P & C

Universal Property & Casualty Insurance Company (UPCIC) began in Florida in 1997 and currently provides coverage across 19 states. Our offerings include insurance for homeowners, renters, condos and landlords through our network of independent Insure Hive agents.
We're here to stay-
We're a time-tested and resilient property insurer with over 20 years of experience. As one of the longest-standing property insurance providers in Florida, our catastrophe experience is extensive. We're taking everything we’ve learned to bring superior coverage and customer service to new states.
States Available: FL,GA,IL,IN,IA,MI,NJ,NC,PA,SC,VA
Underwriting Guides
No guides available.
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