Personal Lines

Home Insurance

Prime E & S

Prime E & S

Prime is an excess surplus lines insurance carrier rated A (Excellent) by A.M. Best*, offering solutions for hundreds of risk classes in all 50 states.

 

PERSONAL LINES

  • CLASSES:

 

ƒ Homeowners

ƒ Landlords

ƒ Mobile Homeowners

ƒ Pet Owners

ƒ Dwelling Fire

ƒ Hobby Farms

 

  • COVERAGES:

 

ƒ Homeowners

ƒ Tenant Liability

ƒ Mobile Home Coverage

ƒ Animal Liability

ƒ Optional Earthquake &

Burglary Coverages

ƒ ATVs & 4 Wheelers

ƒ Watercraft

ƒ Snowmobiles

ƒ Personal Property such as

Jewelry, Guns, etc.

ƒ Excess Flood

ƒ Excess Coverage Available

 

 

  • Prime's definition of a complete submission is:

 

• A supplemental/Acord application/any carrier application

• Currently valued loss runs (within 30 - 45 days) matching number of years in business, (if applicable minimum of 5 years) – Personal lines still requires CLUE or Statement of Losses

• Underwriting Risk Summary – fully completed

• A detailed email explaining why the risk is coming to us and what the strategy is to write the business

• Any Contractual Requirements – provide copy

• Auto MVRs on single unit risks or New Ventures; (MVRs are required during the quote process if not provided originally)

  • • Property: SOV for all buildings/structures

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