Personal Lines
Home Insurance > Hard-to-Place/Coastal
Prime E & S

Prime is an excess surplus lines insurance carrier rated A (Excellent) by A.M. Best*, offering solutions for hundreds of risk classes in all 50 states.
PERSONAL LINES
- CLASSES:
Homeowners
Landlords
Mobile Homeowners
Pet Owners
Dwelling Fire
Hobby Farms
- COVERAGES:
Homeowners
Tenant Liability
Mobile Home Coverage
Animal Liability
Optional Earthquake &
Burglary Coverages
ATVs & 4 Wheelers
Watercraft
Snowmobiles
Personal Property such as
Jewelry, Guns, etc.
Excess Flood
Excess Coverage Available
- Prime's definition of a complete submission is:
• A supplemental/Acord application/any carrier application
• Currently valued loss runs (within 30 - 45 days) matching number of years in business, (if applicable minimum of 5 years) – Personal lines still requires CLUE or Statement of Losses
• Underwriting Risk Summary – fully completed
• A detailed email explaining why the risk is coming to us and what the strategy is to write the business
• Any Contractual Requirements – provide copy
• Auto MVRs on single unit risks or New Ventures; (MVRs are required during the quote process if not provided originally)
- • Property: SOV for all buildings/structures