Explore the Potential-

Kinsale Insurance Company is an excess and surplus lines insurance company specializing in hard-to-place property, casualty, and specialty risks.

Kinsale’s High-Value Homes Division provides coverage for homes with Total Insured Values (TIVs) $1M and above across a wide variety of home styles. Our creative and practical solutions for your hard-to-place dwellings include primary coverage on a primary or ground-up basis and excess coverage on an unsupported basis.

• Target Classes:

Single-family homes with a $1M+ Dwelling Value

Gentleman’s Farms (or “hobby farms”)

Historic homes

Mansions

Mountain homes

Ranches

Waterfront homes

• Avoided Risks:

Short-term rentals

Multi-property schedules

Row homes

Products are distributed through select Insure Hive surplus lines brokers.

We are eligible in all 50 states, the District of Columbia, Puerto Rico, and the U.S. Virgin Islands.

Kinsale has an A (Excellent) Financial Strength Rating from A.M. Best Company.

SUBMISSION REQUIREMENTS-

• Effective date

• Requested coverage & perils, including Statement

of Values or ACORD 80

• Underlying terms, if requesting excess

• Completed Kinsale HV supplemental application

• Five-year loss summary