Commercial Lines
Contractors

- Full suite of coverage's and products for contractor businesses:
General Liability
Commercial Property/Inland Marine
Workers Compensation
Commercial Auto
Umbrella
Errors & Omissions (*Contractor's E & O is NOT available for any risk with subcontracted work, regardless of business class.)
Employment Practices Liability
Cyber Liability
Contractors Advantage Inland Marine
endorsement is available, including needed
coverages such as Business Income, Small Tools,
Installation Floater and Transit coverage.
Contractors Enhancement Liability
endorsement is available, including Blanket
Additional Insured, Blanket Waiver of
Subrogation and Per-Project Aggregate
coverages.
GENERAL LIABILITY
• Up to $750,000 — not including nonconstruction
codes i.e., clerical/sales in total payroll.
COMMERCIAL PROPERTY
• Up to $20 million in building and business
personal property (including business income
and extra expense)
COMMERCIAL AUTO
• Fewer than 20 power units
CYBER LIABILITY AND EMPLOYMENT
PRACTICES LIABILITY
• Available limits up to $1 million
• Available for majority of target classes
WORKERS’ COMPENSATION
• Fewer than 50 employees
• Up to $750,000 in total payroll
• Minimum $50,000 in total payroll