Commercial Lines
Habitational / Real Estate
GL
BOP
Property
Umbrella
Workers Comp
- COVERAGES:
General liability, property, and package options
General liability limits up to $1M/$2M
Excess general liability up to $5M
Property up to $3.3M TIV/$5.6M per policy/$10M TIV in select states
Wind deductibles as low as 1%
Business personal property up to $5k
- APPETITE:
Lower 48 states + DC
Mixed-use buildings
Buildings constructed after 1850
High-risk coastal properties accepted
New purchases
Coverage lapses
Locations with prior loss history
Residential and commercial tenancies
Occupied and vacant properties
Not available in OK, KS, construction pre-1980, unreinforced
masonry, or basic form risks
- Wind deductibles: 1%-5% minimum
ACV/RCV/Basic/Special forms available
Buildings older than 30 years old need updates to roof, electrical
system, plumbing, and heating within last 30 years to be eligible for
RCV/Special form
Up to $3.3M TIV per location/$5.6M per policy lower 48 states + DC
Up to $10M TIV per policy in AL, FL, GA, LA, MS, SC, and TX
Earthquake available, including parts of California
Carriers
- Attune
- Baleen Specialty E & S
- biBERK
- Crum & Forster
- GUARD
- HISCOX
- Kinsale
- Liberty Mutual
- LIO
- MUSIC E & S
- Nautilus
- Navigators E & S
- Penn- America E & S
- Philadelphia
- Sage Sure
- Scottsdale E & S
- The Hartford
- Travelers
- Universal Shield
- USLI
- Vave E & S
- Velocity Risk E & S
- Westchester E & S