Commercial Lines
Cannabis

- We offer exclusive in house customized insurance plans for Cannabis related businesses:
• Retailers & Dispensaries
• Cultivators/Growers/Processors
• Manufacturers
• Distributors & Transporters
• Tobacco & Head Shops
- Program Benefits:
A (Excellent) rated *admitted company by AM Best. (*state specific)
Competitive rates for your clients.
100% online - no manual apps.
Fast & Easy -same day online quotes, no waiting.
Instant binding capabilities online.
Coverages-
- Our typical policy offers the following:
ISO-based forms
Proprietary forms tailored to cannabis businesses
Additional Insured, Primary and Non-Contributory, and scheduled Waiver of Subrogration terms available
Loss Payable terms available
All coverages are insured by United National Insurance Company (Non-Admitted)
- General Liability:
$1M/$2M limits available
ISO Occurrence Form (CG 00 01 04 13)
- Coverage available for qualifying risks:
Assault or Battery
Cyber Liability
Hired / Non-Owned Auto Liability
Employee Benefits Liability
Stop Gap Employers Liability Coverage
Products / Completed Operations coverage is excluded but may be written separately
- Property:
Up to $2M TIV
Cause of Loss options up to Special incl. Theft
- Coverage available for qualifying risks:
Business Income (incl. Extra Expense)
Equipment Breakdown
Property in Transit
Tenant's Glass
Scheduled plant values
Can be packaged with General Liability but not offered on a monoline basis
- Products Liability:
$1M/$2M limits available
ISO Claims Made Form (CG 00 38 04 13)
May be covered in a separate policy but not offered on an unsupported basis without a general liability policy.
- https://www.reeferprotector.com/
- AVAILABLE STATES: AZ, CO, NM, WA * Coming Soon - CA, FL, MI, NV