Personal Lines
Boat/Yacht

There’s nothing like a day on the water. Whether you’re out for family, fun, or fishing, we specialize in customized coverage for nearly any watercraft.
Coverage highlights-
Specialty boat coverage
Boats up to 27 feet in length and $1M in value, including runabouts, ski boats, and personal watercraft, for starters
Coverage choices-
Full coverage (includes physical damage for the hull, plus liability) or liability only (bodily injury and property damage)
Extras and options-
Bow-to-stern protection, hull damage, extended parts replacement, and more
Discounts that propel savings
Take advantage of multiple product discounts; ask your agent how you can save
- We’ll cover just about anything you captain:
Sailboat
Sport fishing boat
Pontoon
Runabout
Performance
Ski boat
Personal watercraft
Bass/walleye
- How you’re protected:
We agree on the boat’s value and insure it for that amount; in the event of a total loss, that agreed upon value is the payout amount, minus the deductible
Options include actual cash value or replacement cost
- Included coverage:
Liability for bodily injury and property damage, under/uninsured boater-caused damage, wreck removal
Watersports liability, personal effects, emergency assistance, replacement for parts up to 10 years old, and more
- Extra options:
Bow-to-stern protection, hull damage, ensuing loss, genuine parts security, and reward for safe driving
Rental, travel loss, tournament fee reimbursement, and more
- You should know:
Larger vessels may be eligible for our Yacht program
Title may be held by an individual, trust, LLC, or corporation