Personal Lines

Boat/Yacht

Boat/Yacht

There’s nothing like a day on the water. Whether you’re out for family, fun, or fishing, we specialize in customized coverage for nearly any watercraft.

 

Coverage highlights-

Specialty boat coverage

Boats up to 27 feet in length and $1M in value, including runabouts, ski boats, and personal watercraft, for starters

 

Coverage choices-

Full coverage (includes physical damage for the hull, plus liability) or liability only (bodily injury and property damage)

 

Extras and options-

Bow-to-stern protection, hull damage, extended parts replacement, and more

 

Discounts that propel savings

Take advantage of multiple product discounts; ask your agent how you can save

 

 

 

  • We’ll cover just about anything you captain:

 

Sailboat

Sport fishing boat

Pontoon

Runabout

Performance

Ski boat

Personal watercraft

Bass/walleye

 

 

  • How you’re protected:

We agree on the boat’s value and insure it for that amount; in the event of a total loss, that agreed upon value is the payout amount, minus the deductible

Options include actual cash value or replacement cost

 

  • Included coverage:

Liability for bodily injury and property damage, under/uninsured boater-caused damage, wreck removal

Watersports liability, personal effects, emergency assistance, replacement for parts up to 10 years old, and more

 

  • Extra options:

Bow-to-stern protection, hull damage, ensuing loss, genuine parts security, and reward for safe driving

Rental, travel loss, tournament fee reimbursement, and more

 

  • You should know:

Larger vessels may be eligible for our Yacht program

Title may be held by an individual, trust, LLC, or corporation

Carriers

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